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Pricing

Simple, transparent pricing for in-person payments.

One rate, no surprises. Pay only when you get paid — no monthly fee, no lock-in.

Merchant pricing

From1%

per transaction · minimum €0.10

A €50 sale costs €0.50.

  • No monthly fee
  • No lock-in
  • No minimum spend

Rates improve as you grow — talk to us about volume.

What's included

One rate. Everything handled.

The heavy, regulated parts of in-person payments come built in — you don't pay extra for the plumbing.

  • All major card networks
  • Alternative payment methods & wallets
  • Account-to-account payments
  • Works on any phone, tablet, or kiosk
  • Online KYB & merchant onboarding
  • PCI & compliance handled for you
  • Network & device certification carried by us
  • Dashboard & transaction analytics
  • Coverage across the EU and GB
The alternative

The cheapest way to ship in-person payments

Building the stack in-house means years and a fortune in certification. Tapaya is a percentage of what you actually sell.

Build it yourself

  • 18–24 months to certify
  • Hundreds of thousands of € upfront
  • A different acquirer & compliance maze per market
  • Hardware to source, ship, and maintain

With Tapaya

  • Live in ~30 minutes
  • From 1% per transaction, no monthly fee
  • Certification & compliance carried by us
  • Any phone, tablet, or kiosk — across the EU and GB
Platforms & partners

Embedding Tapaya in your product?

Custom, volume-based pricing for platforms, marketplaces, and vertical SaaS building payments into their own product. Tell us how you’ll deploy and we’ll map pricing to it.

Pricing FAQ

Pricing, answered

Ready when you are

Payments, handled. Start today.

From 1% per transaction, no monthly fee, live in about 30 minutes. Talk to us and we’ll get you set up.